ICICI Pru Guaranteed Income for Tomorrow
ICICI Pru Guaranteed Income for Tomorrow
ICICI Pru Guaranteed Income for Tomorrow
To keep your family protected and secure even in your absence and to fulfill your future needs, ICICI Pru has introduced this plan, which is a protection and savings-oriented life insurance plan with guaranteed benefits. To cater to the needs of the individuals, this plan has 4 variants and they are, Lump sum, Income, Early Income, and Single Pay Income.
Key Highlights:
- Under this plan, one can pay the premium in various ways according to his/her convenience, such as single pay, annually, half-yearly and monthly.
- Once the insured person pays all the premiums, depending on the premium payment term and the Income Period selected by him/her,
- he/she will receive a Guaranteed Income, which is called maturity benefit.
- This plan has also come up with a guaranteed death benefit in case of the insured person dies within the policy period of an active policy and also provides the surrender benefit.
- Under this plan, you can take a policy loan after your policy acquires a surrender value. Loan amounts up to 80% of the surrender value can be availed that is subject to the terms and conditions of the company.
Eligibility Criteria:
| Parameters | Descriptions |
| Entry age | Minimum – 18 years Maximum – 60 years and 45 years |
| Premium payment term | 5, 6, 7, 8, 10, 12 years and single pay |
| Policy term | 5 years to 20 years (depends on the plan variant) |
| Age at maturity | Minimum – 18 years Maximum – 55, 60, 73, 75, years (depends on the variables) |
| Minimum premium amount | For Lump sum plan option Single Pay: Rs. 50,000 Other than Single Pay: Rs. 6,000 p.a. For Income and Early Income plan option: Rs. 30,000 p.a. For Single Pay Income plan option: Rs. 1,00,000 |
| Maximum premium amount | No upper limit |
